Wpisy oznaczone tagiem "Jakarta" (23)  

We all know that living in the city and even in some sprawling towns has become a dangerous proposition in terms of health risks due to pollution and, in spite of all the efforts done to mitigate it or address it through clean-air laws, the fight has not been quite successful in many regions. The best that the individual can do is to take some simple steps to minimize the aggravation that pollution brings, steps which can be easily done or resorted to at minimal or no cost at all.

1.    Minimize exposure as much you can

We all know that staying inside an air-conditioned vehicle does not remove the risk of breathing polluted air. Knowing the parts of the city that are most-highly polluted and avoiding them by taking alternative routes will help. For those who take regular exercises outdoors, the best time to do them would be early morning when the dust of the city has settled and pollution is at the lowest level. Better still, if a city has a wide park or a beachfront, doing it there would help reduce breathing toxic gases or aerosols in the air. The best option, especially for highly-polluted cities is to do indoor exercises. In many condos, gyms as are common fixtures which residents can patronize to their advantage.

2.    Use ionizers or other dust-and-pollution-reducing gadgets

An ionizer creates a less-polluted indoor condition by electrically charging dusts and aerosols and allowing them to attract to one another and settling down, thus, reducing the amount of pollutants in the air. The secret is to sweep or vacuum the dust that has fallen in order that it does not return into the atmosphere or accumulate in beds, furniture, curtains and other fixtures. Filters for air-conditioners can also help to reduce the pollution as long as they are regularly maintained or replaced.

3.    Utilize inexpensive means to minimize exposure to pollution while preserving your comfort

Using air-conditioners, particularly at home, can be a very expensive proposition. Condos can become heat sinks if they face the east or the west and catch solar energy at least three or four hours daily.  Most dwellers would normally use air-conditioners to fend off the heat. While using air-conditioners may be a good way of keeping much of the heat and city pollution out; an ordinary electric fan can also do the same trick particularly at night when it is cooler. An air-curtain will serve to keep the dust and pollution from reaching your room just as an exhaust fan throws away hot air inside a room. You can even save by using one electric fan as a portable air-curtain by simply aiming it toward an open window during times when your aircon is off.

4.    Use dust masks outdoors

During times when spending time outdoors cannot be avoided, use dust masks or Ninja masks. Although it might seem awkward or unfashionable, remember you are responsible for your own health. What people think of how you look is the least of your worries when it comes to the danger of pollution to our health and well-being.

5.    Learn to breathe properly

One of the most neglected steps in reducing the effects of pollution is proper breathing. Surprisingly, majority of people do not know how to do this while the ancient Chinese learned the technique of proper breathing for health as well as martial arts purposes thousands of years ago. Strengthening our organs starts with providing them with sufficient oxygen, not just exercising the muscles that operate them, for instance, the heart muscles.

Here is the basic procedure: One, inhale deeply for four seconds in order to supply the lungs with as much oxygen as you can. Two, hold the air inside for six seconds to allow the oxygen to reach as many lung cells as it can. Three, exhale for eight seconds in order expel as much carbon dioxide and, perhaps, other toxic gases you may have in your lungs. Ironically, smokers can gain as much good from this as non-smokers because the last step allows them to expel more toxic gases out of their lungs than those who do not.

We need not be helpless victims of city pollution; so, think of how to reduce its effects through these simple steps. The Peterson Group Bespoke Condominium and Residences operates in Indonesia, helping people become aware of the practical ways of living in the city through practical reviews such as this article.

Led them to live a life that provides them the extra cash to buy condos, cars or travel places. And since, many of these people can take their work wherever they go, they can be as mobile and as creative in their travels as they can be.

However, there are pitfalls to working at home which we must avoid. Here are a few:

1.    Lack of discipline

Most people who never had a single day of military training or grew up without meaningful parental guidance find it hard to stick to a regular regimen and become an efficient home-based worker. A lot of young IT workers who spend much time gaming all-day-long and all-night-long while neglecting their work or their potential to do serious and productive work. The temptation of enjoying your time in front of the PC watching movies or playing is by far the greatest bane to modern living, one which has not been sufficiently addressed by parents, teachers, pastors or government people. And why should or how could they when the individual is left entirely on his or her own to do whatever he or she wants at home. Hence, the spate of young people who get sick because they lead a sedentary life and rarely eat enough or do physical exertion.

2.    Lack of supervision

Much of the work done at home allows great freedom for people to do practically what they want to do with minimal supervision. While the quality of the work output can be controlled to a great extent, the time and the manner that the work is done is generally beyond the supervision of others. Some may pass on their work to others in order to avoid working and to spend more time on other things – again, gaming or gallivanting. Although some people may have the knack for submitting quality work while doing this, they end up still lacking the discipline and maturity to do serious and hard work for better opportunities in the future. In a sense, modern society is breeding lazy people whose main occupation is to avoid work at all cost. What that will do to the future generations can be a shuddering thought.

3.    Stunted creativity

Genuine creativity can only be bred in an atmosphere of intellectual and cultural exchange. Making a good drawing or painting can be learned easily on YouTube nowadays. So it is with playing a guitar or drums. However, one cannot be a truly great musician without playing along with others. Developing creativity requires interacting with others. Working at home can deprive us of the vital ideas and insightful inputs that genuine social interaction provides in the real world and not in the virtual world.



Everyone needs a home, not just simply a house. It is a place where you can escape the pressure of the outside world and find mental and emotional support from your family. Building your house into something you'll hold dear, and find comfort, love, and security is the first step in having your true home. With this goal in mind, a custom home would be the best answer to your special needs.

A secondhand house is not bad, but why not make something according to your specifications and tastes from the ground up? Sounds exciting right? And as one of the most sought-after custom home builders, The Petersen Group can greatly help you build your dream home into reality.

Is it amazing to leave something in the world that's made of you and your family's memories? A custom home is something that you'll cherish for a lifetime since it will be yours and your family's alone. And because it's something that's created from your personal likings, it would be very special and unique, making it irreplaceable.

The greatest advantage of hiring a custom home builder like The Petersen Group is having a complete control over your dream home. Let's say, everything is in your hands, and nothing will be done without your consent. Whatever you want for your home's interior will be made just for you and your family. Just name your needs and the firm can handle the rest, and will do everything to provide you a lifetime of comfort. Have you ever played the simulation video game series called "The Sims"? Building a house in that game is really exciting because you have all the freedom to do anything and put everything you want. You can feel the same excitement if you choose to build a custom home. Having the power to customize everything is a very exciting and fun thing to do because you get to choose the color and style of the walls, cabinets, shelves, carpets as well as the doorknobs, windows, and light fixtures.

When it comes to custom homes, you'll get exactly what you want, no more no less. If your children love reading so much, you can make a special library just for them. If your partner loves art so much, you can also create an artist's studio. You can meet your family's unique needs with a custom built home. You'll utilize most of your money and get your dream home within your budget. With this, you'll not experience having wasted rooms and unused spaces compared to getting a pre-owned house and paying features of the property you don’t really want in the first place. Furthermore, you don't need to spend a huge amount of money on remodeling a house if you opt to have a custom built home because you can decide whatever design you want with your home during the designing phase, so there's no need for costly changes in the future.

Working with The Petersen Group also guarantees that your home is going to be energy-efficient. Installing whole house systems can protect your household from rising energy costs in the future. The firm can also perform a thorough evaluation of various factors that affect energy use in your home, which can result in reduced costs, safer indoor environment, and improved building durability.

Imagine drawing something on a clean sheet of paper and doing some coloring after it, seeing the finished product will make you feel good, right? It is what having a custom built home feels like. Just let your creativity flow into you and let go all the ideas you have in mind, then discuss it with the firm. They are very meticulous to every detail and can adjust anything according to your needs. One of the most rewarding moments in your life is seeing your dream home comes to life, and The Petersen Group can make it happen.

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You may be thinking of building your own home but do not know where to start and who to talk to. You are nearing the realization of your dream house but it is more work than you have expected. There are so many trained professionals that you have to deal with and you still have to make sure that they are not some fraud who will only go wasting your hard-earned money. No worries. These challenges are not enough reasons to stop you on your tracks into creating your dream house.

We, at the Petersen Group, would want you to have the homes you want as much as you do. For us to totally help you in your tracks, we have prepared this list of professionals for you to be acquainted with. These key members will work closely with you and with each other to create the dream house you are imagining.

•    Developer

It all starts with finding a good location for you to be able to build your home. Real estate developers are in charged with finding a good community and land investment. That might be an open field, wooded land or some mountainous place with a breath taking view.

Developers mostly invest a lot of money and time into finding these locations. They are patiently acquiring individual parcels of land from many owners and assembling it on their own.

For every community the developer builds, there is a specific target. They review the potential of each location. There are those which are exclusively built to look like Hollywood’s neighborhood community in the middle of the busy and populated city of Jakarta, Indonesia and there are those which are built like it is in the middle of the city when in fact, you are near the desserts of Egypt.

•    Architect

Once builders purchase the lot, it is up for the architect to design it. The result is a series of floor plans that falls within the community’s price range, square footage and concept.

•    Design Consultant

If the design has already been chosen, it is now time to choose the materials to be used and a design consultant is vital in mixing and matching things together

•    Contractors

Of course, after the design and materials are set, it is now time to build. Contractors and his helpers do the manly works from the building of the foundation to painting the walls.

•    Inspectors

Inspection is vital to know if your home is ready to be occupied. There will be a double checking of the plumbing, electrical systems and other installations before issuing a certificate of occupancy.

As you plan your new home, it is important to consider the type of builder that is best suitable to materialize the home you are planning. One of the questions to ask is whether to sign up with custom home builder or higher-volume home builder which is also referred to as production builders.  

Factors to consider includes the type of house being built, layout that you are aiming for and the design that you prefer. Much of the decision will rest in the reviews you choose – and how much design input you would like to have, in partnership with your builder, during your home building process.

At its core, the difference between production and custom home builders is simple: a production builder builds multiple houses based on the library of home plans while custom builders create homes out of the owner’s personal preference.

In some parts of the continent, particularly in developing cities such as Bangkok, Thailand, Jakarta, Indonesia and Kuala Lumpur, Malaysia, the production model of construction accounts for most new homes built. In other countries such as Singapore and Seoul, South Korea, for example, custom homes comprise a much larger share of new homes. That being said, both types are available in most parts of Asia. Here's a breakdown of what to expect from each:

1.    Custom Home Builder

If you have already planned the neighborhood you will be living in, have a particular design already set up or would want to be heavily involved in the construction process, then, custom building is the best choice for you.

Reina Sarsha, engineer in the Peterson Group custom builders explains, “As the name implies, the process of building custom-made homes do not follow standard regulations. It is less scripted than the production home because there are no pre-defined choices or menus”. With custom homes, you can:

•    Build on land of your choice
•    Supply a floor plan or commission a set of home plans to be drawn from scratch.
•    Work with a separate architect and builder – or with a design-build company that manages both the architectural design and the construction process.

2.    Production Home Builder

In these cases, the buyers are saved from the hassle of planning and design albeit possible complaints of construction flaws after moving in.

Most production based builders:

•    Offer home and land as a package
•    Offer a range of house plans to choose from
•    Allow buyers to select their favorite style/design from a menu in several product categories
•    Build homes priced for first-time, move-up and luxury buyers


Millions of people now live an urban lifestyle. While modernization is slowly forcing civilization towards the adaptation of technology, more and more places are being converted to cities and dwellings are being created to fit the demands of city perks. Dreams of the future now include living in a posh and modern home with all the amenities available within reach. No longer do people wish to live in the quieter part of the province, living a hard-earned life and relying on the works of hands and products of nature to survive. Nowadays, people choose to experience sleek and saucy lifestyle.

Moreover, people are staying single longer, having children for later and opting to live in the suburbs in favor of moving downtown as researchers of The Peterson Group Bespoke Condominium and Residences, expert in providing luxury homes for expatriates in Singapore, Hong Kong, Jakarta, Indonesia and Kuala Lumpur, Malaysia have found. Moreover, a high percentage of these expatriates choose to live in condominiums rather than on luxury rental townhouses, apartments or houses.

The term ‘luxury’ has even redefined its meaning. When luxury was once reviewed as expensive and composed of stuff showing a splurge of financial waste, it is now pertaining to things which are extraordinary – something which is endowed with advantages and does not easily depreciate. Qualities which do not easily change are of prime importance such as accessibility of location, unobstructive views and light, architectural uniqueness, ceiling heights and sheer square footage.

Slowly, condo units, no matter how expensive they may be, are treated as investment and no longer just a mere shelter to show-off. Complaints on the lack of amenities are not just because individuals are being bratty. Clients are already ensuring the practical reasons why they have to purchase that unit.

In a couple more years, a lot of expectations are being enforced on the condo living.

For one, apartments will be small but not too small. The ideal micro-apartment is now around 275-300 square feet. It is already fit to house the owner and a pet. It can also be a convenient place for couples.

Also, more and more places available for socializing will be included as a must for condo living. Developers are getting ready for the outpour of single professionals who are new to the city or are launching their careers for the first time in an urban lifestyle. Spaces like gyms, health clubs, restaurants, leisure amenities and roof decks are already being provided for future condo lifestyle.

  • awatar Brian B. Coyle: This information is not for the future. It is already happening now.
  • awatar Rodiel Brito: The term micro does not even describe a 300 sq. ft. condo. That size is even big compared to normal dwelling place
  • awatar Gian Forks: I hear people call their condos as launch pads and fun units.
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San Francisco health officials are warning residents of the dangerous counterfeited pills circulating in the state.

Earlier this month, between Oct 13 -17, 2015, 3 adults under 40 years old were hospitalized after ingesting a pill inscribed and sold as “Xanax”, an anti-anxiety pill mostly prescribed for depressed adults. These XANAX were sold in the streets but the labels that were found in the victims’ possession, show it has been manufactured in Jakarta, Indonesia.

According to reviews released by The Peterson Group, one of the leading sources of information about fraud, counterfeited and substandard medicines, Fentanyl, which is found in the pill, may be more difficult than other opiates to reverse with naloxone, possibly requiring extra doses. Opioids are commonly used to relieve severe pain caused by advanced conditions like cancer. Their use, however, is under strict supervision due to its addictive properties and its life threatening side effects, including respiratory depression. Etizolam is a short-acting sedative that produces central nervous system depression. These two agents, when taken together, can result in marked respiratory and central nervous system depression.

Last Thursday, additional records of victims were also reported. This time, five students were intoxicated, ranging from grades 10 – 12. They were immediately sent to the hospital but would be facing disciplinary action once they are to return. Further investigations are being done in Pinole Valley High School. Similar with those found in the San Francisco, the pills all contained fentanyl, a potent, short-acting opioid that lead to overdose and death.

Counterfeit medicines are a life-long enemy not only of the state but of the world but with the advancement of technology, fraudsters have also progressed with their bogus operations. The authorities are currently raising awareness on the prevention of any complications and to stay away from medicines which are sold without prescription.

For people who do purchase prescription drugs on the street, or who are exposed to opioids, the San Francisco Department of Public Health encourages them to have access to naloxone to combat overdose.

Naloxone is a short-acting opioid antagonist that is sprayed intranasal or injected to reverse an overdose. Naloxone is not a controlled substance, can be prescribed by any licensed health care provider, and can be administered by witnesses as a first aid measure. This antagonist is also available for free under the government’s DOPE project, targeting drug users and their friends and families via syringe exchange sites.

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leader vs boss.png

Hear people saying that a leader can always be a boss but not every boss can be a leader? Although leaders and bosses have nearly identical definitions, in effect, they are different in today’s competitive world.

Westhill Consulting and Employment, differentiates the two.

Just the term “leader” evokes more positivity than that of “boss.”

While a boss is mostly concerned with outcomes, a leader is concerned with the overall process and the people who work for the outcome. A study conducted in Jakarta, Indonesia even showed that many people prefer a good leader than a good boss but on a different study, when people dream of getting more advances in the future, what they visualize is having a characteristic of a boss.

1. Leaders lead rather than rule.
We all know that we prefer someone who does an example first rather than someone who just demands and boss around. Of course, we can expect some complaints when our leader invokes rules and don’t follow it. We like it more if our leader experiences what we do since we are more likely to follow when he can relate to us.

2. Leaders listen and speak rather than command.
Bosses tend to give orders; they need their employees to listen and to obey. However, leaders always listen to the opinions of their colleagues and regard them as important.

Leaders are always ready for advising, discussion and any feedback an employee has to offer. This reciprocity makes any individual employee feel stronger and gives him or her confidence to follow the leader.

3. Leaders motivate
While working on projects, people have their ups and downs. Through this roller coaster, bosses are more likely to intimidate into action while leaders will motivate to action. Those who demand and demand are the ones who are annoying and irritating.

One of the best things about leaders is that they offer empathy and prepare a group for the tasks at hand. This is very important, seeing as whenever colleagues are not prepared for certain duties, leaders are there to support, teach and back them up. Leaders know that each employee is on the team for a reason and they have faith in every concerted effort.

4. Leaders learn and teach
A true leader is someone who stays humble and admits that they have more to learn. Reviewing mistakes and correcting them so as not to repeat them is a true leader’s strength.

This explains the tendency of leaders to always pay attention to their colleagues, knowing there is always more to learn from them. Moreover, leaders are not only takers, but givers, as well. A good leader is not greedy for sharing knowledge and experience with someone else; instead, the leader teaches and nurtures new professionals.

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Age has always been a factor in landing a job. A more experienced 30-year-old experienced applicant has far more advantage than a 20-year old freshman. Admit it or not. Age discrimination has been one of the issues faced by both extremities in old and young individuals alike. Westhill Consulting and Employment knows that there are risks in employment especially old aged employees.

Perceptions and reviews towards those aged over 70 were more positive than towards those in their 20s, with older people viewed as being more friendly, having higher moral standards and as being more competent than their younger counterparts.

However, when respondents were asked how acceptable they would find a suitably qualified 30-year-old or 70-year-old boss, the results showed a bias towards younger workers. While most were accepting of either age, three times as many (15% and 5% respectively) thought that having a 70-year-old boss would be "unacceptable" compared with having a 30-year-old boss. Cases like these are prevalent in developing countries which invest in young minds. Cities like Singapore, Jakarta, Indonesia, Kuala Lumpur, Malaysia and Beijing, China has a lot of these accounts in their records.

In most cases, the following are factors for the existence of age discrimination among employees:

•    You didn't get hired because the employer wanted a younger-looking person to do the job.
•    You received a negative job evaluation because you weren't "flexible" in taking on new projects.
•    You were fired because your boss wanted to keep younger workers who are paid less.
•    You were turned down for a promotion, which went to someone younger hired from outside the company, because the boss says the company "needs new blood."
•    When company layoffs are announced, most of the persons laid off were older, while younger workers with less seniority and less on-the-job experience were kept on.
•    Before you were fired, your supervisor made age-related remarks about you, such as that you were "over-the-hill," or "ancient."

If any of these things have happened to you on the job, you may have suffered age discrimination. You might also want to file a complaint against your employer as you are very well protected by law.

The Age Discrimination in Employment Act (ADEA) protects individuals who are 40 years of age or older from employment discrimination based on age. The Older Workers Benefit Protection Act of 1990 (OWBPA) amended the ADEA to specifically prohibit employers from denying benefits to older employees.

While an older worker is also covered by several other workplace laws, these are the main federal laws which specifically protect older workers against discrimination based on age. Age discrimination may be accompanied by other forms of illegal discrimination as well, such as sex, race, or disability discrimination.

The laws of most states also make it illegal to discriminate on the basis of age.

Equally as important as learning how to get a job is learning how to keep one. Working is much like dating: Keep the relationship exciting or your employer might get a wandering eye for greener pastures. You need to stay at the top of your game to prove to your employer that she was right to pick you in the first place. You can stand out at work by being a stand-up person. Be honest, act with integrity and treat everyone with kindness and respect. Westhill Consulting and Employment in Jakarta has recognized the need of many employees to stand out among colleagues. You cannot expect any development when you continue to stand down to others.

1.    Make a habit of introducing yourself.

Whenever you walk into a meeting, go up to someone you don’t know and introduce yourself. People with the confidence to do this stand out. Work out a few questions to ask to get to know people, and you’ll quickly boost your visibility. More people you know more chances of being popular.

2.    Sit next to new people.

As an extension of tip one, if there’s an opportunity to sit next to new people at a meeting, a talk, at lunch, on a training course – you should take it. Whether they may be from different nations like Jakarta, Indonesia, Ghana, Africa or Tokyo, Japan, treat them with respect. Often the shared experience creates an opportunity to build a relationship. Not only does this again demonstrate your confidence, but it’s also a great way to show senior managers you take an interest in other people and have the skills to develop a widespread network. If you can show that, it will be noted.

3.    Be first to act.

If you’ve heard someone ask for a volunteer, or open the floor for questions after a presentation, you’ve likely experienced the awkward silence that follows. But by being the person to stand up and volunteer to be the one at the flipchart or taking the action points, or by having a question ready to start the ball rolling, you show you’re willing to get into action when the structured part of the meeting stops – something senior managers equate with leadership ability and the ability to make a career leap successfully.

4.    Smile.

Even when it's the last thing you feel like doing, still smile -- and others will smile with you. Instead of having complaints with the system or any negativity in your workplace, smile and treat them with optimism.

5.    Seek opportunities to learn new skills and maintain old ones.

Don't make the mistake of becoming a dinosaur; keep yourself marketable by remaining current in your profession. Review what you need to improve on and learn where you need to excel more.

Grand Island, Nebraska - From machineries to office equipment, it is possible to lease almost everything for your company. 7 out of 10 companies in America are leasing their business equipment, according to facts presented by the Equipment Leasing and Finance Association (ELFA) and it is still on the rise.

Analysts consider it good news for US economy when in 2014, the latest survey of Equipment Finance Activity from ELFA shows that companies signed up for 9.3% more new loans, leases and line of credit to finance equipment. New business volume also grew across organizational types.

Bank Affiliated, which includes commercial banks, investment banks and multi-line finance companies, rose to 6.2%. The captives which typically provide financing for their manufacturer or equipment supplier rose to 11.3%. Independents drastic increase is up to 17.7%. These are those who directly finance the business.

Among the most-financed equipment type, all saw an overall increase in new business volume. 26% of companies lease transportation equipment which stands to be the leading most-leased equipment. Computer equipments came second at 21.7% while only 3.3% of businesses lease material handling.

ELFA also released the forecast on the top 15 trends in 2015 that proves equipment financing as one of the major economical advancement of the country.

Equipment Financing is expected to reach a stunning $1.484 trillion this year with the rapid growth of companies venturing into equipment leasing. Higher growth is possible with aircrafts, trucks and other industrial equipment. As the economy steadily improves and business confidence continues to increase, credit standards should modestly loosen. The propensity to finance decreased in the wake of the financial crisis as businesses deleveraged and refrained from new business investment. Since bottoming out in 2010, the rate at which businesses finance their capital spending has grown consistently and will continue to increase in 2015 with steady economic recovery and shifts in Federal Reserve policy.

Countries from different parts of the world also saw the potential of equipment leasing and have been at par with America on the increase of its rates. Singapore and Indonesia, particularly Jakarta, are known to be Asia’s attractive leasing hub. Construction and infrastructure equipment serves to be leading type of business lease in both countries.

Big changes are said to be expected in the newest survey by ELFA to be released by June this year. The organization is also in close watch of fraud and scams on this line of business and is establishing ways on how to eliminate these kinds of issues.

  • awatar Coen Dickens: Is ELFA’s statistics also available for non-members? How do I register? Is it free?
  • awatar Ashley Wakefields: I hear there are also scams regarding leasing companies. How can we avoid them? Are there ways to which one’s legit? I’ll appreciate it very much if somebody answers me. Many thanks
  • awatar Jan Wagner: More businesses. More money for the state. More jobs for people. Money circles around. Hope the states’ economy improve as well. Anyways, I am planning to lease some equipment myself for my new company. My business address is located in a rented unit in a commercial building and I am just trying it out. It would be practical for me to lease. Can I ask for some advice on how and where to start please? Seems like you are already a big company. Thank you.
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Ghana, Africa - Axis Human Capital, a recruitment group based in Africa, supports Ghana’s continued growth and development in its economy.

According to the African Economic Outlook, the country remains positive with projected GDP growth of 8.3%. Moreover, Ghana’s government statistics added that the value of goods and services produced in the 3rd quarter of 2014 grew by 0.7% compared to the 2nd quarter of 2014.

The growth drivers of 2014 are the following:

•    Livestock – 17.9%
•    Finance and Insurance Activities – 6.4%
•    Fishing – 6.4%
•    Electricity - 6.4%

Africa’s growth and development increased by 5.1% in the 3rd quarter of 2014 compared to the review of data in 2013. The Industry sector recorded the highest growth of 8.1%, the Agriculture Sector followed with 4.4%, while Services recorded a growth rate of 3.5%.  

This may be the reason that Trading Economics data in 2014 states that in the three months to September, quarterly changes reflect an increase in employment and decrease in unemployment rate. Increases in employment were observed in both the formal and the informal sectors. Employment increased by 16,000 in the Agricultural industry.  Compared to a year earlier, employment increased by 81,000.

Just like in Jakarta, Indonesia, Kuala Lumpur in Malaysia and Hong Kong, which have now been reported to increase in their employment rate, this is largely due to increases in the formal and the informal sectors that grew by 134,000 and 85,000 jobs respectively in third quarter of 2014.

Although Africa, as a whole, still remained to be recorded to have the highest unemployment rate in the world, Ghana’s development has triggered hope among its fellow African countries in the possibility of slow growth towards economic success. After all, the continent is home to a third of planet’s mineral reserves, a tenth of the oil and it produces two-thirds of the diamonds. Investors have believed that the continent is far richer in natural resources than any country is.

Economists and researchers review Africa to be one of the fastest growing region in the world. With the promise of better education system, infrastructure development and sensible revolutionary reforms, Africa may lead a hope of a bright future ahead.

For more info just check this out:

Property Insurance Basics

AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States has built a global franchise that is well diversified by product –i.e.  Property and Casualty Insurance.

When damage, theft or loss occurs, property insurance covers a business’s building and its contents such as money and securities, accounts-receivable records, inventory, furniture, machinery, supplies and even intangible assets such as trademarks.

There are insurance companies that offer property insurance by named danger, like fire and theft. Others bid policies that cover many perils. Most basic multiple-peril policies comprise losses caused by fire and theft; however business owners can buy added kinds of coverage if they must. For an instance, a business in the Jakarta, Indonesia may want to purchase an earthquake-insurance policy.

Businesses with effective loss-control measures and claim histories often pay lower insurance premiums compared to companies with perilous procedures and poor claims histories. Taking steps to prevent loss like hiring security personnel to avoid shoplifting, installing a sprinkler system to contain fires or using an alarm system to guard against theft can help control complaints in the cost of property insurance.

Types of Coverage

Several businesses buy property insurance by means of a business-owner’s policy (BOP), which packages property and liability insurance into one policy; on the other hand, given that the amount of coverage available in a BOP is generally lower than in a standard property-insurance policy, companies that require a lot of coverage typically stick with a distinct policy.

Some BOPs also comprise business-interruption insurance and extra-expense insurance which is two kinds of elective coverage in a property insurance policy that protect a business after a loss occurs.

Business-interruption insurance provides payments for expenses like salaries, taxes and debts, in addition to any loss of profit because of the interruption of business.

Extra-expense insurance recompenses the expenses of temporarily moving a business when a covered peril happens. Remember to review your policy. For instance, if a fire devastates a clothing store, extra-expense insurance will recompense for a business to continue operations and cover such expenses as buying or leasing equipment, getting new merchandise and notifying customers about changes that have happened.


Most residents in Jakarta, Indonesia, particularly the elderly, are already with some medical problems, which can only be common because of their age. These medical conditions can be hypertension, diabetes, or the more serious medical problems. When they are in this state, they will need the prescribed medicines for maintenance or the medical devices and equipment required for their health. For supplies and deliveries of these medicines and medical equipment, AXIS Capital, Inc. a Direct Lender providing quality equipment leasing/financing services along with superior customer service headquartered in Grand Island, Nebraska is the choice of many, and this is widely acknowledged. Many satisfied patients who have received the prompt and efficient deliveries of their needed medicines have acknowledged the truthfulness of this claim.

These contented patients choose this medical supplier for the reason that aside from their effective and quick deliveries, they are the licensed and accredited supplier; therefore they have laid down their trust in this supplier. This is proven by many positive reviews on the company. Whether what the patients demand, whether these are diabetic supplies, breathing medication and equipment, and as well as other medication products, patients can depend on this supplier, that they will really get the medical supplies and equipment when they need these. People can trust for the efficient deliveries of the medical supplies they need daily since this is the medical supplier doing the deliveries. There may be some complaints received, but these can also be minimal and resolved immediately, once received.

The elderly who are on Medicare will be guaranteed that they will be receiving the medical equipment needed as long as these are actually ordered and recorded. This is an accredited and licensed supplier of equipment needed, like the Diabetic testing supplies that Diabetic patients really need. They will need the equipment when the precise time comes, and there is the real need that this is available, to avoid the unavoidable happening that we do not want also to happen. They are the approved vendors that can likewise make the well-organized and quick deliveries; hence patients do not have to be alarmed that they will not have the supplies when really needed.

Patients don't have to be concerned also that they will be charged added expenses, like for the deliveries and other unseen expenses because there is none. What the patients and elderly should just do is to contact the supplier's representatives and place their orders or discuss carefully the topics via these persons. This is especially if the medicines or medical supplies and equipment are prescribed by your doctor. Together with the signed doctor's order, the supplier will process the order for these medicines and others because Medicare will cover this.

Patients can get assured that they will really receive the medicines needed because these are supplied by AXIS Capital, Inc. and charged through Medicare. Patients will receive the medications and equipment after the order is processed.

US MED and its family of companies is America's choice for home delivery of quality diabetic supplies , Breathing medications.



   Dramatyczna powódź w Indonezji
Tagi: Indonezja Jakarta Powódź Woda Fala Pogoda Kataklizm Ze świata Data: 2013-01-17

Sytuacja jest bardzo poważna, jednak media o dużym zasięgu nie podają informacji o skali powodzi. Jest to prawdopodobnie spowodowane obawą przed paniką.

Link: www.kciuk.pl/Indonezja-tonie-a39425


Żeby ich później za ich życia nie rozbierać.

Indonezyjczycy żądają demontażu pomnika upamiętniającego prezydenta USA w młodości. Monument przedstawiający 10-letniego Obamę postawiono w parku Menteng w centrum indonezyjskiej stolicy zaledwie przed miesiącem, aby upamiętnić cztery lata, podczas których uczył się on w miejscowej szkole podstawowej.

Miesiąc później w największym muzułmańskim społeczeństwie, które nie tak dawno przyjmowało Obamę prawie jak rodaka, trwa kampania, aby pomnik zdemontować.
  • awatar Anukett: po tytule dałabym sobie głowę uciąć że to o Polsce :)))
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Non-governemnt organization called Friends of Obama initiated the statue of young Barack Obama in Obama’s former neighborhood in Indonesia, Jakarta.

Link: incredibleworld.net/(…)statue-of-young-barack-obama…




Życzę Ci Kochana EDY udanego weekendu oraz wspaniałych chwil i pięknej pogody ducha :d :*
  • awatar ewcia97: me too.^! ;) miłego dzionka :*
  • awatar tyminiepodskoczysz: fajna piosenka :)
  • awatar lasvegas123: Hehe niop :P:) Fajna pioseneczka :*
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Śmieszne teledyski animowane plus dobra muzyka, dobre połączenie? Hmm... Ciężko stwierdzić do końca ale nie będę się kłócił ;)

Jakarta - Superstar

Jakarta - One Desire



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